Finance Bridge

Buyers and renters clear their financing here with an honest full-cost calculation — including purchase incidentals (real-estate transfer tax, notary, land registry), not just the loan rate — and subsidy matching across current KfW programs (124 for home ownership, 300 for families, 297/298 for climate-friendly new builds). A reusable document kit serves multiple bank inquiries at once, and handover to a financing partner happens only with explicit, revocable consent. The partner's status feedback returns as a sales signal in the Sales Cockpit pipeline, and management gets an aggregated risk view across all buyers of a project with early warning on clustered delays — including a reconciliation of financing status against MaBV installment due dates. Everything stays a model calculation, not a credit commitment, and VipeOS remains a bridge, not an unlicensed intermediary under § 34i GewO.